Our Mission

To provide our clients with the very best programs and interest rates available in the market. We are client focused and our client's mortgage needs are our priority.

Our Goal 

Creating an Elite Team of individuals who will provide our customers with excellent service and an exceptional loan experience. Family and team culture is our main focus so that every member of our company knows their value. We strive to provide each individual with the necessary tools to become their very best. We know EFG is the right place for you to accomplish goals you only dream of!

Our Promise

We put the client's best interests and satisfaction above all else. Our determination to cater to your specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.

Our Leadership

PictureJosh Bibler/Founding Principal

​Josh Bibler graduated from DeVry University in 1999. He started in the mortgage industry in 2002 and has seen most of what our industry has to offer over the past 17 years.  This experience, vast knowledge, and drive to provide the best customer service to all of his clients is what sets him and his team apart from others in a highly competitive market.  Josh became a licensed mortgage broker in 2005 when he founded Elite Financing Group.  Since then he has helped lead Elite Financing Group into a top 20 mortgage company in Austin and continues to stay ahead of the competition while navigating our forever changing industry.  Josh’s valuable leadership skills and knowledge of the mortgage industry from all aspects make him a key player on all sides of the mortgage process.  His strong faith in Christ and his dedication to his wife Natalie and two boys Jaden and Brody, are what truly motivates him.
PictureJorge Aldrete/Owner

​Jorge Aldrete graduated from Baylor University in 2000. Jorge has over 16 years of comprehensive mortgage brokering & banking experience. His relentless pursuit of best-in-class service and direct application of his extensive industry knowledge sets him apart from his contemporaries. His work ethic and sense of urgency enable him to consistently provide flawless service and dependability on every transaction. Jorge's passion for the business and competitive spirit pre-dates his exposure to the mortgage industry. He demonstrated his competitiveness as a four year collegiate tennis player, ending his tennis career at Baylor University. His passion, most notably, is dedicated to his wife Jenny and their 3 children Isabella, JD, and Maximo. 
Picture Edgar Vazquez/Managing Partner
 Edgar Vazquez graduated with honors from the University of Texas at Brownsville in 2000. He began his career as a Loan Officer in the Consumer Finance industry where he offered various financial products including Home Loans and Insurance products. By 2002, his commitment to excellence propelled him to various managerial roles where he had the opportunity to lead groups ranging from 10 to 50 loans officers in capacities including that of Area Vice President for a Fortune 500 Company. He has been bestowed multiple awards throughout his career honoring his excellence and all clients whom he passionately serves.  Today, he remains humble and is thankful to be a part of Elite Financing Group in his continued proliferation of honesty, trust, and best in class service. More importantly, he has been married to his lovely wife Anna for 19 years and is a father of 2 young boys Edgar and Gabriel.
PictureTorrey Pinkerton/Managing Partner

​​Torrey Pinkerton graduated from Stephen F. Austin State University in 2010. Torrey started in the mortgage industry in 2011 with Nationstar Mortgage. As a loan officer licensed in over 20 states he quickly learned the foundation of loan origination through the home affordable refinance boom. After great success he moved into mortgage banking where his focus turned to building relationships through trust and world-class service. He joined Elite Financing Group in January of 2019 poised for growth. His extensive knowledge of real estate and relentless drive allow him to deliver consistent results to his referral partners and clients. He has exceptional communication and a proven process that separate him from his competition. His ultimate motivators are his wife Rachelle and their daughter Abigail.
PictureJD Cobb/Managing Partner
JD Cobb began his mortgage career in 2002 after graduating from Southwest Texas State University and has helped thousands of families purchase & refinance homes across Texas. His seven-year experience as a Branch Manager taught him the value of urgency and effective communication. Over the years he learned how important it is to properly educate clients on all aspects of the mortgage business, regardless of whether they are a first-time home buyer or an experienced real estate investor. He makes it a priority to explain important material and provide the best service possible to anyone utilizing him for financing. ​He feels extremely lucky to have married his college sweetheart, Jordan, Jordan and JD are blessed with two amazing children, Cruz Asher and Haven Kay. They are enjoying their lives as parents and feel very fortunate to live the life they do. Outside of the office, they spend their time wake surfing on Lake Austin, working out, playing tennis, running and introducing their children to as many new life experiences as      possible.
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Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.  Our firm and passionate belief in creating relationships with our clients so that we become their “mortgage specialist for life” is what drives EFG to provide the highest quality of service to each and every client.

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan.